The Ultimate Guide to Public Liability Insurance for Events
Do you know about public liability insurance for events? Find out why you need this type of cover for your event.
June 27, 2022
Get an Instant Quote on your Street Party Insurance
Insure Our Event is offering a special one-off insurance policy for street parties. Whether it’s a street party, garden party, birthday party, celebration, fun-day or bank holiday; celebrate the occasion safely alongside your neighbours with our one-off street event insurance.
On special occasions where many members of the community will attend, event organisers need to ensure they remain fully protected from fire, theft, injury, accident, third-party damages and cancellation.
Insure Our Event work with insurance companies to give you the best possible deal. With 20 years of expertise arranging and curating insurance policies, we know how to get our clients the best outcomes.
Any type of event that involves the public will need liability insurance. At Insure Our Event, it is our job to make sure you get the right insurance cover. We are able to offer the full package and we offer a free instant quote to help you weigh up your options.
Now available from £35*
Public events require plenty of planning and the costs can quickly mount up. The last thing organisers of a street party want to worry about is the cost of a possible claim. Slips, trips and falls will need to be risk assessed, and it’s imperative to always be covered. Claims expenses can stretch into the thousands, comprehensive street party event insurance will cover your finances.
Protection and preparation are vital, but sometimes disasters and accidents are unavoidable. Having your event cancelled at the last moment is a very real worry; all your spending needs to be insured. We have an in-house claims team who will provide information, checklists and guidance were the worst to happen. We treat every case individually, so by insuring with Insure Our Event, you can be sure you are getting the best of the best.
What we cover:
- Public liability for your street party event, including injuries, accidents and illness suffered at the event.
- Damages expenses and claimant costs if you are liable for an incident.
- Employers’ liability insurance, covering staff and volunteers
- The cost of fixing or replacing damaged or stolen equipment which has been hired and you are legally responsible for, such as music equipment, heaters and lighting.
- If the party is abandoned, we cover the costs of hiring entertainment and equipment as well as hiring the venue and the catering costs
What we don't cover:
- If the guests don’t show up
- If the suppliers fail you
- Anything already insured under third party policy agreement
What type of policy does my Queen's Jubilee Event need?
Learn more about each type of policy that comprises a fully comprehensive Queen’s Jubilee event insurance portfolio here:
- What is Public Liability insurance?
- What is Employers’ liability insurance?
- What is Event equipment cover?
- What is Event cancellation cover?
- What are the additional covers I require?
Want to know more about how to organise a successful street party?
Learn how to organise road closures, what licenses are required and how expensive a street party can become.
How to Organise a Street Party
There are a few rules and regulations that need to be adhered to before the resumption of a successful public party,
Unsure about whether you need event insurance? Hesitant on if Insure Our Event is right for your event?
Check out our “Spot The Risk” quiz and see if you can figure out all of the risks which could result in an expensive claim.
One Off Insurance options to consider…
Public Liability for Events, Employers’ Liability for Events, Event Equipment Cover, Event Cancellation, as well as Additional Covers
*£35 premium is based on a street party with up to 50 attendees and public liability cover of £2m and excludes Employers Liability, Property, Money & Cancellation cover. Prices will vary dependent on event size and cover required. Complete our instant quote form for a tailored quote for your event.
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