The Ultimate Guide to Public Liability Insurance for Events
Do you know about public liability insurance for events? Find out why you need this type of cover for your event.
June 27, 2022
Single event and one off event insurance made easy.
Insure Our Event offer a one off insurance policy for single one time events. Whether it’s a party, festival, concert, car day, market or sports day; if it’s temporary and over the course of one day, then our one off event insurance is meant for you.
We continue to negotiate with insurance companies in order to provide our customers with the best possible deal. With 20 years of expertise arranging and curating insurance policies, we know how to get our clients the best outcomes.
Any type of event that involves the public will need event insurance. At Insure Our Event it is our job to make sure you get the right insurance cover. We tailor our policies to your needs so you know you’re comprehensively covered.
The last thing organisers of a one off event is to worry about the cost of a claim on their finances. Slips, trips and falls should be expected and prepared for. Claims expenses can stretch into the thousands, definitely not worth the hassle from an event that only lasted a single day. Hence, carrying out detailed risk assessments is essential, and will help inform your temporary event insurance quote.
Even after getting the best possible single event public liability insurance quote and ensuring you are fully prepared and protected, sometimes disasters and accidents are unavoidable. This is where Insure Our Event’s Single Event Insurance really stands out above the competition: We have an in-house claims team who will provide information, checklists and guidance. We have specialist experienced account handlers who will guide and update you throughout the whole process. We treat every case individually, so by insuring with Insure Our Event, you can be sure you are getting the best of the best.
Now available from £35*
What we cover:
- Public liability for your one off event insurance, including injuries, accidents and illness suffered at the event.
- Damages expenses and claimant costs if found liable for an incident.
- Employers’ liability insurance, covering staff and volunteers
- The cost of fixing or replacing damaged or stolen equipment which has been hired and you are legally responsible for
- Cover of expenses if your one off event is cancelled or postponed due to unforeseen circumstances such as adverse weather conditions
- If the party is abandoned, we cover the costs of hiring entertainment and equipment as well as hiring the venue and the catering costs
What we don't cover:
- If individuals don’t show up, e.g. guests or the entertainment
- If the suppliers fail
- Incidents or failures as a result of COVID-19
- Anything already insured under third party policy agreement
Risk management and thorough risk assessments are vital for improving safety and reducing premiums. It also significantly shortens the chances of organisers needing to pay out for legal costs or damages. Insure Our Event has created a “Spot The Risk” test, demonstrating the risks involved in running any type of event.
One off event insurance's Frequently asked Questions
Plan your one off event accordingly to effectively manage your risks. Here's what to look out for.
One Off Insurance options to consider…
Public Liability for Events, Employers’ Liability for Events, Event Equipment Cover, Event Cancellation, as well as Additional Covers
*£35 premium is based on a party with up to 50 attendees and public liability cover of £2 million and excludes Employers Liability, Property, Money & Cancellation cover. Prices will vary dependent on event size and cover required. Complete our instant quote form for a tailored quote for your event.
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Talk to us
Insure Our Event is a specialist event insurance broker. We work with insurance companies to get you the best possible cover at the best price. Just let us know a few details about your event and we’ll do the rest.