Why is it the event organiser’s responsibility to buy the event insurance?
Why event insurance is essential for event organisers With so much on an event organiser’s plate, why should it fall on their shoulders to sort
The last thing organisers of an Easter event or a bank holiday event want is to worry about the possibility a of claim. Slips, trips and falls should be expected at any large party, so it’s important to remain financially protected with Bank Holiday and Easter event insurance
The total cost of Easter party expenses and bank holiday event expenses can go into their thousands. Considering venue hire costs, catering, entertainment; event organisers don’t want legal compensation to be added as an unexpected cost.
Public liability insurance is highly recommended to all party organisers who are planning to run an Easter or Bank Holiday event. However it is required by law for all ticketed events. According to UK law, if a guest at your event was to fall and becomes unable to work, they are entitled to compensation. Public liability insurance covers the cost of damages to third party buildings, legal fees and compensations.
Employers’ liability insurance is required by law if you employ staff or volunteers. It will cover your compensation and legal fees in the event of a staff member falling or getting ill.
Event equipment cover is required if you are hiring or leasing equipment, such as musical instruments, tents, tables and chairs, banners, lighting, costumes. The list of possible event equipment you could hire for Easter or a Bank Holiday is endless – ensure your costs are covered.
Event cancellation insurance will cover your event incase your Easter party is cancelled due to unforeseen circumstances. For bad weather, you may need additional adverse weather cover.
Small event Insurance – Now available from £25*
If your event is only for 1 day, then you will require temporary public liability insurance. One day event insurance with Insure Our Event costs from £25, dependent on the amount of guests at your venue. You will also require employers’ liability insurance if you employ staff or volunteers, and event equipment cover if you are leasing equipment.
Key insurance policies an Easter event organiser requires are public liability insurance, employers’ liability insurance, event equipment insurance and event cancellation cover. Insure Our Event are offering party insurance with 1 million pounds worth of liability cover for just £25.
Yes you will need event insurance to cover the costs of running a community centre event. Organisers must be covered in case of an accident or damages which would result in compensation. Public liability insurance for a community event for a can be purchased with Insure Our Event.
If you are playing live or recorded music in a public place, you will need a music license. Also, a temporary event notice (TEN) is required for businesses wanting to run a one-off event. Use Insure Our Event’s insurance policies to increase your public liability cover.
*£25 premium is based on a party with up to 50 attendees and public liability cover of £1 million and excludes Employers Liability, Property, Money & Cancellation cover. Prices will vary dependent on event size and cover required. Complete our instant quote form for a tailored quote for your event.
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Insure Our Event is a trading name of JSV Events Ltd. JSV Events Ltd is authorised by the Financial Conduct Authority (FCA) | Registered Company Number 10712264