We're rated ' Excellent ' on Trustpilot

Why is it the event organiser’s responsibility to buy the event insurance?

February 22, 2024

Why event insurance is essential for event organisers

With so much on an event organiser’s plate, why should it fall on their shoulders to sort the event insurance? Couldn’t the venue, catering suppliers or individual stall holders take that responsibility?

It’s a perfectly reasonable question, and one that we are asked on a regular basis.

We spend a large amount of time speaking to event organisers, trying to make their lives easier. We know how busy they can be in the run up to events and we have made it our mission to ensure that event insurance is as easy as them as possible.

But we wholeheartedly believe that an evert organiser is the best person to have an overview of the insurance and make sure that the event is properly covered.

Obviously, it’s still up to contractors and suppliers to ensure that their own insurance is in place. But the buck should stop with the event organiser to make sure that everyone and everything at the festival has the right level of cover.

Why should the event organiser ensure all stallholders and hires have insurance?

There’s a few reasons why:

Firstly, you’re the one with a complete overview of the event. You’re one of a few people to know how everything comes together. You’re the glue that holds everything together. You’re also the link between the event and each individual component. Only you have a full overview of who needs what type of insurance

Secondly, you’re the one with the experience of events. And an experienced specialist is always better than someone who is starting out. Some of your contractors won’t have worked at a similar style of event before, and may not be able to adequately convey the risks to their broker. The brilliant thing about specialists is that they know what risks an event will encounter. It’s even better when an event organiser works with an event insurance specialist, like Insure Our Event. All bases are covered.

Thirdly, the event is your baby. You’ve invested so much time, effort and money into your passion. You wouldn’t want to take your eyes off the ball when it comes to insurance and let your event be spoiled by a damaging claim.

And lastly, with Insure Our Event’s quick and easy insurance, there’s no need for it NOT to be the responsibility of the event organiser. When you can go online and buy a policy for your event in minutes, there’s really no need to delegate the tasks.

What types of event insurance do I need to run an event?

There are four key insurance types to consider as well as a number of add ons. Learn more about each of them here:

The good news is, all of these are available through Insure Our Event’s flexible quotation form. So you only pay for what you need, and not what you don’t – therefore saving on price.

More to explore

Get in touch

Every decision we make as a business is made to improve the customer experience. We’ll always put you first because, without you, we don’t have a business.