To cover against slips trips and falls, public liability insurance is necessary for any event, including parties. Ticketed events and ones that offer access to the general public demand public liability cover. If your Halloween party hires staff or volunteers, employers liability cover is required by law.
Many event organisers place deposits for equipment such as speakers or lighting and sound systems. Deposits and risks need to be covered by equipment insurance. Entertainers and performers will also require insurance on behalf of the organiser. Outdoor event organisers should consider adverse weather cover in case of unexpected bad weather that causes a cancellation or postponement. Cancellation insurance for a Halloween event is ideal to cover any eventuality.