Compare Liability Insurance for Musicians and Entertainers
Performers of all kinds – entertainers, musicians, artists, bands – insurance is a necessity. Your work involves and interacts with the public. Accidents can happen at any moment, and performers need to understand how to best protect themselves from any eventuality.
Many performers and artists are completely self-employed. Music is their livelihood, and suffering a legal case or compensation costs will be devastating. Insurance will cover the costs of an incident or injury or any damages that were accidental.
A large part of insurance is risk awareness and risk prevention. By understanding what could happen at an event, policyholders can make adjustments and implement safety measures.
BE AWARE – Music venues will require their performers and hired musician to have their own public liability cover in place. Public liability insurance covers any injuries or accidental damages musicians are found liable for. Insure Our Event provides the most affordable public liability policy, offering a minimum limit of £1million cover.
Secure your insurance today to ensure you are fully covered. Our insurance will financially protect you from unexpected incidents, such as injuries, damages or cancellations.
What incidents could financially impact musicians and performers?
Each of these risks can impact a performer, and will be covered by comprehensive performers and musicians insurance:
- Slips and trips
- Damages to property
- Damages to equipment
- Equipment loss
- Equipment theft
- Cover of expenses if the event is cancelled or postponed.
- Legal fees
- Compensation costs
What types of insurance are required by performers and musicians?
Public liability insurance for performers – This covers against slip trips falls where you are found liable. It also covered theft and loss, as well as damages incurred by fire, water damage or accidental breakages. This is an essential cover, and proof of this cover will be required before an event by music venues and event organisers. Costs of a claim can stretch into the tens of thousands, so it’s important to be fully covered. Public liability insurance for performers from Insure Our Event will cover the financial burden of legal fees, expenses and compensation.
Equipment hire insurance – My musicians or performers hire equipment. Whether that’s musical equipment, lighting, audio equipment or tech – loss or damage to this equipment will incur costs. Protect your finances by insuring your equipment liabilities. Equipment hire insurance from Insure Our Event will also cover thefts, loss and breakages that were not your fault.
Cancellation insurance – An optional extra, this insurance will cover you if the event is cancelled or postponed. Many fees which are incurred before an event, such as equipment hire, travel or venue costs, can be additionally covered within the policy.
Insure Our Event in Partnership with GigRealm
Insure Our Event are delighted to announce our partnership with GigRealm. Together we share the goal: Make event running simpler, easier and faster. Gigs are essential to the nightlife economy, and performers should be protected from the financial implications of liabilities and accidental damages. Insure Our Event have developed a market-leading unique multi-event insurance product, only available to GigRealm users.
Go to GigRealm User Quote Form
