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Why do I need Public Liability Insurance for Charity Events?

August 1, 2018

Doing work for charity must be up there with the most rewarding things you can do.
And if you’re currently planning a charity event, we salute you. And we’d like to offer as much advice as possible to make sure you’re properly covered.
Because even though it’s a charity event, the same rules apply as any other event. If you’re not properly covered for all your risks, doing a rewarding thing won’t protect you from possible financial ruin or lots of unhappy charity supporters.
In future weeks, we’ll put together blogs detailing the different types of cover you’ll need, but this week, we’re sticking to Public Liability.
For those who haven’t come across it before, Public Liability insurance covers you in the event of accident or injury to paying customers or other members of the public.
An example of this would be if someone slipped on a wet floor. It’s a vital piece of insurance, often required by councils or governing bodies before your event can take place.

So why is public liability insurance for charity events so important?

No matter the size of your event, you can’t be ever-present. Things will happen that you can’t control. So it’s impossible to prevent every accident or injury.
Even the most seemingly innocuous of accidents could cost you big. The right level of Public Liability Insurance will make sure that that cost won’t financially cripple you.
This is especially important for a third sector event. When your goal is to make as much money as possible for those in need, you can’t afford to lose a single penny. Insurance might cost a little in the short term, but it could save you a lot more long term.
If you’d like to have a discussion about public liability insurance for charity events, you can send us a message today and we’ll be happy to answer any questions you may have.

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