Ensure your Prom is Protected
Celebrating the end of a year’s worth of hard work is improtant. Whether you’re organising a prom, dance, ball, formal celebration or gala; Insure Our Event will deliver comprehensive prom event insurance.
The last thing organisers of a prom want is to worry about the financial consequences following an injury or incident. Slips, trips and falls are to be expected at any large celebration, so it’s important to remain protected. Prom event expenses can include catering, entertainment, deposits and venue hire. Insure Our Event helps prom organisers protect against risks associated with these expenses. Tailor your cover to your event, and compare the cost by filling out our flexible quote form.
Do I need Public Liability Insurance for a Prom?
It is highly recommended that all prom event organisers arrange public liability insurance to protect their finances. If someone were to fall and injure themselves, they could make a claim against the organiser and be entitled to compensation. Cover the costs of damages and legal fees with the correct insurance policy.
For events with less than 100 guests, organisers will need to purchase £1million public liability coverage. At Insure Our Event, we offer the lowest liability limit, cutting out unnecessary costs, meaning our price is comparatively lower. For events with more than 100 guests, organisers should consider £2million – £5million liability cover, available through our flexible quote form.
Ticketed events legally require employers’ liability insurance, covering the risks posed by staff members and volunteers when running a prom. Employers’ liability insurance will cover you if a member of staff or volunteer falls ill. Event equipment cover will protect the expense of accidental damage, loss or theft of equipment for which you are responsible. Many events have hired equipment which are liable to be damaged, this could land you with a hefty fine if you are not protected.
Event Insurance – Now available from £25*
5 Essential Steps to running the Perfect Prom event
Tips for running a safe firework display
What should be included in your prom insurance?:
- Public liability cover, covering slips, trips, falls and damages.
- Employers’ liability insurance, covering claims made by employees or volunteers.
- Equipment hire insurance, to cover the cost of fixing or replacing damaged or stolen equipment.
- Cancellation insurance, covering expenses if your prom is cancelled or postponed due to unforeseen circumstances.
- If the prom is abandoned, due to eventualities such as bad weather or acts of terror, covering the costs of hiring entertainment and equipment as well as venue costs, deposits and catering costs.
What does prom insurance not cover?:
- If noone shows up, such as the guests choose not to attend
- If the suppliers fail
- Any incidents or failures as a result of COVID-19
- Anything already insured under third party policy agreement
Still unsure? Take a Test and find out...
Take 5 minutes to fill out our quick and easy online form to get a preliminary quote for your event. You won’t find a better price anywhere else; we’re sure you’ll be convinced. Effective risk management is crucial to improving safety. It also significantly reduces the chances of your event needing to pay vast amounts of money in legal costs and damages. Insure Our Event has created a “Spot The Risk” test, demonstrating the risks involved in running an event.
The only way to cover your finances when organising a prom is to purchase event insurance. Legal fees due to claims from staff or the guests are expensive, and the costs of replacing stolen or broken hired equipment are exorbitant. To keep your finances protected from any eventuality, Insure Our Event’s flexible insurance policies will cater to your event’s unique requirements.
Public liability insurance and employers liability insurance is required by law for ticketed events. This is because almost all events which interact the public have a mandatory obligation to cover for public liability.
Events held in schools are not always covered by standard liability or contents insurance. We recommend discussing your planned event with your insurer. Insure Our Event is often used to provide additional insurance coverage for businesses.
Performer’s shuold have their own insurance cover in place. Entertainers, musicians and any type of performer are able to purchase their own liability and equipment insurance through Insure Our Event – Performer’s Insurance.
Prom Insurance options to consider…
Event Cancellation Insurance, Public Liability Insurance
You could also include…
Employers’ Liability, Event Equipment Insurance
*£25 premium is based on a party with up to 50 attendees and public liability cover of £1 million and excludes Employers Liability, Property, Money & Cancellation cover. Prices will vary dependent on event size and cover required. Complete our instant quote form for a tailored quote for your event.
Talk to us
Insure Our Event is a specialist event insurance broker. We work with insurance companies to get you the best possible cover at the best price. Just let us know a few details about your event and we’ll do the rest.