Examples of How Event Insurance Has Saved Events
From natural disasters to cancellations, organisers must navigate a myriad of pitfalls to ensure their events go off without a hitch. Fortunately, event insurance offers
February 16, 2024
Defend against those scary risks with Halloween Insurance
Halloween parties, apple bobbling, goth weddings, costume parties, murder mystery evenings, haunted walks – insure your Halloween event with comprehensive event insurance from Insure Our Event.
Slips, trips and falls are almost to be expected at any good Halloween event, so when things go bump in the night and it’s important to have public liability cover in place. Party expenses can accumulate; to cover deposits for venue hire and entertainment and catering, get your insurance early.
Insure Our Event helps Halloween event organisers choose the correct protection for their circumstance. We will assess your requirement and create a bespoke policy tailored to your event. You can gain an indication of the cost by filling out our quote form.
No tricks, all treats with Halloween Insurance from Insure Our Event
Many types of parties and events require public liability insurance by law. It is highly recommended that all event organisers arrange public liability insurance to protect their finances. If someone were to fall and be unable to work, they are entitled to compensation. Cover the costs of damages and legal fees with the correct insurance policy.
Ticketed events require public liability cover and employers liability cover. Staff members and equipment hire pose significant risks. Employers’ liability insurance will cover you if a member of staff or volunteer hurts themselves or falls ill. Event equipment cover will protect the expense of accidental damage, loss or theft of equipment for which you are responsible. Many parties have hired equipment which are liable to be damaged, this could land you with a hefty fine if you are not protected.
Halloween Insurance – Available from £25*
Special Event insurance, such as Fireworks or Haunted House
Many Halloween events include unique and special activities. These activities will require a specialist insurance broker to remain fully covered. Insure Our Event are perfectly placed to insure activities which are considered high-risk.
Submit your plans to host a fireworks display or any activities which could be deemed as “out of the ordinary”, and we will arrange a specialist insurance plan tailored to you.
What does Halloween insurance include?:
- Public liability cover for event organisers, covering slips, trips, falls and damages.
- Mandatory Employers’ liability insurance, covering employees and volunteers, for private public and ticketed events.
- The cost of fixing or replacing damaged or stolen equipment which has been hired and you are legally responsible for.
- Cover of expenses if your party is cancelled or postponed due to unforeseen circumstances such as adverse weather conditions. This would require an additional cover – bad weather insurance.
- If the event is abandoned, cover the costs of hiring entertainment and equipment as well as venue costs, deposits and catering costs.
What does Halloween insurance not cover?:
- If individuals don’t show up, e.g. guests or the entertainment
- If the suppliers fail
- Incidents or failures as a result of COVID-19
- Anything already insured under third party policy agreement
Still unsure? Get a quote and find out...
Take 5 minutes to fill out our quick and easy online form to get a preliminary quote for your event. You won’t find a better price anywhere else; we’re sure you’ll be convinced.
Effective risk management is crucial to improving safety. It also significantly reduces the chances of your event needing to pay vast amounts of money in legal costs and damages. Insure Our Event has created a “Spot The Risk” test, demonstrating the risks involved in running an event.
With Insure Our Event, we provide the best possible price on parties and special events. That’s because we offer the lowest available public liability limit – from £1million. Therefore, for the most affordable solution to Halloween insurance, go for Insure Our Event. Prices are available from £25 for one single event.
Scare attractions, scare mazes, haunted houses, ghost trails, costume parties – it’s easy to see where things can go wrong. Specialist activities such as fireworks pose extreme risks – risks which lead to financial challenges such as legal disputes, medical costs and compensation.
To cover against slips trips and falls, public liability insurance is necessary for any event, including parties. Ticketed events and ones that offer access to the general public demand public liability cover. If your Halloween party hires staff or volunteers, employers liability cover is required by law.
Many event organisers place deposits for equipment such as speakers or lighting and sound systems. Deposits and risks need to be covered by equipment insurance. Entertainers and performers will also require insurance on behalf of the organiser. Outdoor event organisers should consider adverse weather cover in case of unexpected bad weather that causes a cancellation or postponement. Cancellation insurance for a Halloween event is ideal to cover any eventuality.
No, there is no available cover for non-appearance of individuals. Insure Our Event’s insurance is able to cover for liability, accident and injury, damages, theft and adverse weather causing a cancellation or postponement of the event.
Halloween Insurance options to consider…
Event Cancellation Insurance, Public Liability Insurance
You could also include…
Employers’ Liability, Event Equipment Insurance
*£25 premium is based on a party with up to 50 attendees and public liability cover of £1 million and excludes Employers Liability, Property, Money & Cancellation cover. Prices will vary dependent on event size and cover required. Complete our instant quote form for a tailored quote for your event.
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