Yes, Last minute party insurance and same-day party insurance is available with Insure Our Event
Last minute party insurance is necessary to protect hosts from unexpected financial losses. Claims can be made against the host if a guest experiences an accidents which would require legal fees and the cost of compensation. Money could be lost due to a cancellation or a lost deposit which would also require insurance to cover.
Insurance is required, and it’s not too late to get cover. Even if your party is just days or hours away, you can still purchase a policy to cover your risks.
With Insure Our Event, receive an instant quote online and get covered now. Fill out our quote form and review the price before purchase.
Here’s what you need to know before purchasing last minute party insurance
What does Party Insurance cover?
With Insure Our Event, we offer a fully flexible party insurance package which includes public liability insurance, employers’ liability insurance, equipment insurance and cancellation insurance.
Therefore many types of incidents and eventualities are covered under party insurance. Slips trips and falls, as well as alcohol related incidents are covered within public liability insurance. It is mandatory by law that any staff members or volunteers working at a party must be covered by insurance, which is the purpose of employers’ liability. If you hire equipment, equipment insurance will cover the cost of deposits and potential damages. And cancellation insurance will protect you incase your party doesn’t go ahead due to unforeseen circumstances;.
The main reason party hosts purchase party insurance is because their choice of venue requires it. Therefore Insure Our Event’s instant quote form is perfect for a cheap immediate party insurance quote.
Can I purchase party insurance on the day of my event?
Yes, we provider same-day coverage. Usually however, it is recommended to purchase insurance as soon as you start planning your event to avoid last minute complications.
How much does last-minute party insurance cost?
The cost of coverage varies depending on a range of factors, including:
- The type of event
- The number of attendees
- Whether alcohol is served
- The location of the event
At Insure Our Event we offer the most affordable pricing, with our party insurance starting from £25.
Is insurance needed for a private party?
Insurance is mandatory if you are hiring venue, or it’s a ticket event.
Insurance is recommended for all parties, including private parties. This is incase of the eventuality that your party is cancelled, or a guest files a claim against you.
How much public liability cover do I need for my party?
Public liability typically is available at £2 million £5 million or £10 million for event organisers. At Insure Our Event, we offer £1 million cover, allowing us to reduce our premiums and ensuring your party or small event is not underinsured.
For parties with upto 50 guests, we recommend £1 million of public liability cover.
For parties which feature dangerous activities, fireworks or have over 100 gueses, we recommend a higher amount of liability cover.
Through our instant quote form, customers will receive the price directly and will be able to p[purchase their party insurance instantly.
What’s the difference between event insurance and party insurance?
There isn’t much difference. At Insure Our Event, we offer insurance for a whole host of event types including celebrations, weddings and parties. Through our fully flexible quote form, you can tailor your one off event insurance to your needs, ensuring you are not underinsured or overinsured.
What information do I need to get a quote?
To get an insurance quote, you’ll usually need:
- Event date and location
- Type of event (e.g., wedding, birthday, corporate)
- Number of attendees
- Whether alcohol will be served
- Any special activities planned (e.g., fireworks, inflatables)
How do I file a claim?
If something goes wrong during your event, follow these steps:
- Sign in to your profile at Insure Our Event.
- Notify your insurance provider as soon as possible, this can be found on your documentation.
- Gather evidence, such as photos, receipts, or police reports, to support your claim.
- Complete the claims form provided and submit. We will be in touch.
For more information, visit our party insurance page and check out our list of resources.
